Sprinklers Insurance Sprinklers are often one of the highest causes of claims on a farm policy. They often are also one of the most expensive claims to the company. Farm insurance companies have learned this and as a result they are raising the mandatory deductibles, cutting coverages and even in some cases, cancelling the entire farm policy because of the high frequency of sprinkler claims. The best way to combat these negative impacts is to write your sprinklers on a stand alone Sprinkler Policy. A stand alone sprinkler policy can be highly beneficial to the customer as they are often cheaper, have better coverages, lower deductibles and if losses occur, they will not be detrimental to your entire farm policy. Come in and speak with our agents about how we can help save you money, as well as gain better coverages with less detriment to your farm policies.