Livestock Insurance Livestock Insurance is often offered on the farm policy, but on the farm policy it has limited coverages, high deductibles and is detrimental to the entire farm policy when there is a claim. Farmers get frustrated because the cause of death on the animal, seems to usually be something that is not covered. This is one of the advantages of a stand alone livestock policy because it offers coverages that are more likely to be the cause of death. These coverages include accident, sickness/disease, or even euthanasia, if recommended by your veterinarian. Come speak with our agents to help protect your profit center as a livestock owner.