Farm Insurance Farm and Ranch Insurance is one of the most complex and broadest insurance terms, yet it needs to be on of the most specifically defined products. All farm policies are different because they have such a diverse amount of coverages. These coverages include homes, buildings, barns, equipment, livestock, liability and any tools or supplies that need to be scheduled on the policy. The vast amount of information that goes into a farm policy requires the agent to sit down with the insured and build a relationship of trust. This respect that is gained allows the agent to learn exactly how the farm works and build a custom made policy that best fits the insured. To be a good agent you have to care as much, if not more than the customer. South Platte Agency Inc has the advisers that go beyond expectations to care and take care of you.